Commercial and Domestic Loans
At Bianco Consulting, we specialise in connecting individuals and businesses with trusted financial advisers who offer expert guidance on a wide range of lending solutions. Whether you are a first-time buyer, looking to refinance, or securing funding to grow your business, we’re here to help you take the next step with confidence.
We are not financial advisers and do not provide lending advice ourselves. Our role is to introduce you to qualified professionals within our established network — lending experts who understand the market and can offer tailored solutions based on your unique goals.
Domestic Loan Advice
The experienced advisers within our network can help you:
- Understand how much you can borrow and what is affordable to you.
- Find the right mortgage deal for your needs, whether you are a first-time buyer, moving home or simply remortgaging an existing property.
- Navigate the application process with expert support.
- Access exclusive deals and lender options.
- Apply for government schemes if eligible.
- Plan for your future with advice on protection products.
- Safeguard against the financial impact of unforeseen events with advice on protection products.
- Explore buy-to-let properties should you wish to start investing in property.
- Explore equity release options if you are looking to release money from your home in later life.
Commercial Loan Advice
Our network of trusted financial advisers can support you with a wide range of commercial lending needs, including:
- Commercial mortgages– for purchasing or refinancing business premises
- Property development finance– funding for residential or commercial developments
- Bridging loans– short-term finance for time-sensitive transactions
- Asset finance– to help purchase equipment, vehicles, or machinery
- Business loans– for expansion, cash flow, or working capital needs
- Invoice finance– unlocking cash tied up in unpaid invoices
- Advice on secured vs. unsecured lending
- Secured lending– loans backed by assets, often with higher borrowing limits and lower interest rates
- Unsecured lending – funding that does not require collateral, typically faster to access
- Help structuring finance tailored to your business type (limited company, sole trader, partnership)
- Support with preparing financial documents and meeting lender requirements
Whether you are a growing business or a seasoned investor, our advisers can help you secure the right funding to meet your goals.
If you’re ready to explore your borrowing options, we’re here to connect you with the right expert.
Bill McCracken
Director
FAQs
What’s the difference between a commercial loan and a domestic (personal) loan ?
A commercial loan is designed for business purposes—such as buying equipment,
expanding premises, or managing cash flow. Domestic loans are for personal use, such
as home improvements, car purchases, or consolidating debt.
How much can I borrow ?
The amount depends on your credit history, income, affordability, and the lender’s
criteria. Businesses may also be assessed on turnover, trading history, and financial
accounts.
How long can I take a loan out for ?
Loan terms vary widely—from short-term loans lasting a few months to long-term loans
stretching over many years. It depends on the loan type and lender.
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